Rosa Del Mar

Daily Brief

Issue 76 2026-03-17

Stablecoin Adoption As The Dominant Incremental Crypto Narrative (Plus Proxy Selection And Underwriting Constraints)

Issue 76 Edition 2026-03-17 9 min read
Not accepted General
Sources: 1 • Confidence: Medium • Updated: 2026-04-11 17:31

Key takeaways

  • Circle is described as difficult to justify on current fundamentals, with a cited forward P/E of roughly 108–119, and with revenue characterized as inversely correlated with yields.
  • A major AI model release within the next few months could reignite 'AI fears' and create a renewed short opportunity after an interim rebound.
  • Avi states that if Bitcoin reaches around 85 and then trades back down near 79, he would likely sell even if the 90k target was not reached.
  • Jonah flags Galaxy as a laggard opportunity at around $23 versus prior enthusiasm above $40, arguing crypto and AI data-center narratives may be returning after an earnings-driven selloff.
  • There is disagreement over whether institutions can easily trade weekend futures via brokers; Jonah argues weekend liquidity is extremely poor and bid-ask is punitive, implying crypto-native venues can remain attractive even to institutions during closures.

Sections

Stablecoin Adoption As The Dominant Incremental Crypto Narrative (Plus Proxy Selection And Underwriting Constraints)

  • Circle is described as difficult to justify on current fundamentals, with a cited forward P/E of roughly 108–119, and with revenue characterized as inversely correlated with yields.
  • Circle is described as having more than doubled from its lows, which is interpreted as crowding into one of the few public vehicles used to express a stablecoin-adoption thesis.
  • Stablecoins are argued to have strong aggregation effects, making incumbents with existing critical mass difficult to displace as they scale.
  • If stablecoins scale dramatically (e.g., to trillions outstanding), Circle could be underpriced despite high current multiples, though Avi prefers other exposures.
  • Ethereum strength is being attributed (by the hosts) to a newer market narrative centered on stablecoin adoption, and they characterize this stablecoin-driven phase as still early.
  • Stan Druckenmiller is reported to have said stablecoins are likely to replace banking, despite previously criticizing crypto more broadly.

Risk Regime Rotation (Oil-War Fear Fading, Risk-On Rebound, Ai Model Release As A Volatility Catalyst)

  • A major AI model release within the next few months could reignite 'AI fears' and create a renewed short opportunity after an interim rebound.
  • A sustained disruption of the Strait of Hormuz is argued to be self-limiting because extreme oil prices would force global coordination to reopen it, limiting how long closure could persist.
  • As oil-war fears dissipate, capital is expected to rotate back into prior risk-on winners (large-cap tech, software, and crypto) because markets cycle through temporary headline-driven fear regimes.
  • The next six to twelve weeks are expected to offer unusually strong returns for the hosts' current positioning.
  • A rotation back into American large-cap and tech names (including examples like Google and Robinhood, and software via IGV) is expected soon as the prior phase is ending.
  • A near-term upside move is expected across financial assets, software assets, and crypto.

Bitcoin Thesis Expressed As Sentiment + Technical Risk Management (Explicit Invalidation Levels)

  • Avi states that if Bitcoin reaches around 85 and then trades back down near 79, he would likely sell even if the 90k target was not reached.
  • Avi states that a move back down to 69k would prompt him to exit because it would imply a failed breakout pattern.
  • Jonah frames buying Bitcoin at current levels as favorable risk-adjusted with a stop under 69k and upside toward about 85k.
  • Avi asserts that a failed Bitcoin breakout tends to lead to further downside and can become a good short setup.
  • Avi describes a Bitcoin trade setup targeting roughly 90k, with risk managed by a stop near 69k because a failed breakout would likely imply lower lows.
  • Bitcoin is expected to be a surprise outperformer in the second half of the year because it has been broadly written off and sentiment is extremely poor.

Galaxy As A Crypto Beta Proxy Plus Ai Data-Center Optionality (Helios Repurposing And Timing Dispute)

  • Jonah flags Galaxy as a laggard opportunity at around $23 versus prior enthusiasm above $40, arguing crypto and AI data-center narratives may be returning after an earnings-driven selloff.
  • There is a split view on Galaxy's Helios data center value: the broader market is described as skeptical while data-center analysts are described as very bullish, with monetization timing presented as the key uncertainty.
  • Galaxy is characterized as a public-market proxy for Mike Novogratz's portfolio, with performance described as highly reflexive to Bitcoin's direction.
  • Galaxy's core bull thesis is described as hinging on its Helios data center being repurposed from Bitcoin mining to AI.

24/7 Crypto-Native Market Structure As An Advantage Over Legacy Venues (Weekend/After-Hours Risk Transfer)

  • There is disagreement over whether institutions can easily trade weekend futures via brokers; Jonah argues weekend liquidity is extremely poor and bid-ask is punitive, implying crypto-native venues can remain attractive even to institutions during closures.
  • Hyperliquid is portrayed as uniquely valuable because it enables trading when traditional futures markets are closed, allowing retail to express positions (including oil) during those windows.

Watchlist

  • The hosts concentrate preferred crypto exposure on assets with strong narratives or cashflows (notably Hyperliquid, Bitcoin, Ethereum, and possibly Solana) while de-emphasizing many other tokens that lack clear value accrual stories.
  • A major AI model release within the next few months could reignite 'AI fears' and create a renewed short opportunity after an interim rebound.
  • Jonah flags Galaxy as a laggard opportunity at around $23 versus prior enthusiasm above $40, arguing crypto and AI data-center narratives may be returning after an earnings-driven selloff.

Unknowns

  • Is stablecoin supply and settlement activity actually accelerating in a way that can plausibly justify the claim that stablecoins are the dominant incremental narrative driver (and that it is still early)?
  • How large is Circle’s earnings sensitivity to interest rates relative to sensitivity to USDC supply growth (and how stable is the asserted inverse relationship to yields)?
  • Do stablecoin incumbents exhibit measurable aggregation effects in practice (market share stability, distribution lock-in), or is displacement/common switching more frequent than claimed?
  • How do executable spreads and size on Hyperliquid compare with weekend futures alternatives at major brokers/venues during the same closure windows?
  • What is the true rate of new token issuance and liquidity fragmentation, and does it empirically correlate with broad altcoin underperformance versus BTC/ETH in the discussed timeframe?

Investor overlay

Read-throughs

  • If stablecoin adoption is the dominant incremental crypto driver, relative strength may concentrate in a small set of proxies tied to stablecoin settlement, incumbent distribution, or protocol cashflows rather than broad alt exposure.
  • If Circle equity economics are materially rate sensitive and expensive on cited multiples, stablecoin growth may not translate cleanly into equity value without supportive yields and USDC growth.
  • If 24/7 crypto native venues have meaningfully better weekend liquidity than legacy futures access, volume and price discovery could migrate to crypto native markets during closure windows, reinforcing Hyperliquid narrative strength.

What would confirm

  • Evidence that stablecoin supply and settlement activity are accelerating and coincident with relative outperformance in the cited proxy set versus broad alt exposure.
  • Disclosure or observable sensitivity showing Circle earnings track yield levels more than USDC supply growth, matching the described inverse relationship to yields and explaining equity volatility.
  • Executable weekend comparisons showing crypto native venues offer tighter spreads and larger size than weekend futures alternatives, supporting the claim institutions lack good substitutes during closures.

What would kill

  • Data showing stablecoin supply and settlement are flat or decelerating while the same proxies outperform anyway, weakening the claim that stablecoins are the dominant incremental driver.
  • Evidence that Circle earnings are not meaningfully rate sensitive or that USDC supply growth dominates earnings, undermining the rate sensitivity framing tied to valuation concerns.
  • Demonstrated institutional ability to trade weekends with acceptable liquidity and spreads via brokers or legacy venues, removing the structural advantage claimed for crypto native 24/7 markets.

Sources