Rosa Del Mar

Daily Brief

Issue 72 2026-03-13

Dao-To-Corp Restructuring And Token Value Accrual Limits

Issue 72 Edition 2026-03-13 11 min read
General
Sources: 1 • Confidence: Medium • Updated: 2026-04-11 17:20

Key takeaways

  • Across proposed exploring a move from a DAO to a US C-corp where ACX holders could exchange tokens for equity 1:1 or redeem tokens for a fixed price set at a 25% premium to the one-month average price.
  • Santiago Roel said crypto founders and investors are increasingly questioning whether launching a token can do more harm than good for otherwise profitable businesses.
  • The host characterized Coinbase's strategy of competing directly with traditional market incumbents as leaving it out of major partnership ecosystems forming around tokenized equities.
  • The host speculated that proposed Mastercard acquisitions of BVNK and ZeroHash stalled due to valuation concerns and the high-risk nature of current revenue or customer bases at some stablecoin and payment providers.
  • The host said they ended their Miami living arrangement and returned to New York because Miami hindered their productivity and had less in-person business activity.

Sections

Dao-To-Corp Restructuring And Token Value Accrual Limits

  • Across proposed exploring a move from a DAO to a US C-corp where ACX holders could exchange tokens for equity 1:1 or redeem tokens for a fixed price set at a 25% premium to the one-month average price.
  • The host expressed concern that token markets can obscure true public float and future sell pressure despite onchain transparency claims, particularly for application-layer tokens.
  • The host cited Aave as one of the only DAOs that has partially made token value accrual and governance work, but said revenue-related decisions remain contentious and the model is imperfect.
  • Across was described as a bridge protocol with roughly 35 billion dollars in lifetime volume and as core infrastructure to many crypto protocols.
  • After the Across proposal was reported, ACX was reported to be up about 33% and later traded above the implied buyout or redeem level before falling back.
  • The host said that if a company launches a token it should have a clearly articulated purpose, while cautioning against overcorrecting into an equity-only worldview.

Token Launch Skepticism, Tokenless Profitability, And Shifting Financing Playbooks

  • Santiago Roel said crypto founders and investors are increasingly questioning whether launching a token can do more harm than good for otherwise profitable businesses.
  • The host said that if a company launches a token it should have a clearly articulated purpose, while cautioning against overcorrecting into an equity-only worldview.
  • The host argued that tokens can enable valuations and wealth outcomes that would likely not be achievable under equity-style fundamental valuation, citing Ondo as an example where token valuation appears disconnected from revenue fundamentals.
  • The host argued that airdrops and tokens can accelerate adoption and mindshare by enabling user wealth creation and subsidizing fees, citing Hyperliquid as a case where an airdrop likely contributed to rapid growth.
  • Santiago Roel described a prior crypto venture playbook of investing with the expectation of a token launch within about a year and relatively quick unlocks, relying on token valuation multiples to recoup principal and retain upside optionality.
  • Santiago Roel cited several widely profitable crypto businesses as operating without issuing tokens, including BirdEye, Dex Screener, and CoinGecko.

Exchanges, Tokenized Equities, And Partnership-Based Market Structure

  • The host characterized Coinbase's strategy of competing directly with traditional market incumbents as leaving it out of major partnership ecosystems forming around tokenized equities.
  • The host said Kraken obtained a Federal Reserve master account enabling direct settlement and expected more innovation as OCC chartering becomes more open and stablecoin rails expand.
  • The host said Kraken announced a deal with NASDAQ to use NASDAQ as the registry for Kraken's tokenized stock business.
  • The host said Coinbase Commerce is a good product but is deprioritized relative to other Coinbase initiatives.
  • Santiago Roel stated a preference to own Robinhood over Coinbase and Kraken over Coinbase based on product and customer acquisition dynamics.
  • The host said Coinbase needs to take a major strategic swing rather than relying on smaller acquisitions that are hard to integrate.

Payments Incumbents And Stablecoin Settlement As A Rail Migration

  • The host speculated that proposed Mastercard acquisitions of BVNK and ZeroHash stalled due to valuation concerns and the high-risk nature of current revenue or customer bases at some stablecoin and payment providers.
  • Mastercard announced a global crypto partner program intended to coordinate collaboration across more than 85 crypto-native companies, payment providers, and financial institutions.
  • The host said Visa is substantially ahead of Mastercard in stablecoin-related activity, including about 6 billion dollars of annualized direct stablecoin settlement on its network and dominance of the stablecard ecosystem.
  • The host described Mastercard's crypto partner program as light on product specifics and primarily framed as a forum to make coordination and access to Mastercard teams easier.
  • The host said the fastest-growing transaction business inside Visa is Visa Direct and described Mastercard Send as the analogous product, possibly larger at the time of discussion.
  • The host said they expect payment networks will not be competed away by stablecoins or AI-driven commerce but will migrate significant settlement infrastructure onto stablecoin and tokenized-asset rails.

Geography And Agglomeration As Productivity And Information Advantages

  • The host said they ended their Miami living arrangement and returned to New York because Miami hindered their productivity and had less in-person business activity.
  • The host said they expect to stay based in New York going forward and only reconsider Miami in about ten years.
  • Santiago Roel said investor success often comes more from being well-positioned than from making accurate annual forecasts.
  • The host attributed Miami-related productivity loss to increased temptation for leisure and social defaults that make flexible deep-work schedules harder.
  • The host said San Francisco has become worthwhile again for them to spend time in post-COVID due to a resurgence in fintech, neobanks, and stablecoin activity.
  • The host claimed that in the US, only New York and San Francisco provide sufficient density for deep work and learning from builders and investors.

Watchlist

  • The host expressed concern that token markets can obscure true public float and future sell pressure despite onchain transparency claims, particularly for application-layer tokens.
  • The host said the CFTC began a process toward new prediction market-specific rulemaking, including a public letter and an upcoming proposed rulemaking with feedback.

Unknowns

  • What are the final, legally operative terms and timeline for the Across DAO-to-C-corp conversion (including jurisdiction, equity class, holder rights, tax treatment, and the exact KYC/SPV thresholds)?
  • What is the outcome of the Across DAO vote, and what were participation, quorum, and delegate dynamics?
  • How accurate are the scale claims: Across lifetime volume, Visa direct stablecoin settlement annualization, and Kraken master-account status?
  • How frequently are other protocols actually exploring token-to-equity privatizations, and which categories are leading (application-layer vs base-layer)?
  • What is the real distribution impact of tokens and airdrops versus tokenless strategies when controlling for product quality and market conditions?

Investor overlay

Read-throughs

  • Application layer protocols may explore token to equity conversions to enable enterprise contracts and enforceable revenue agreements, reflecting limits on token value accrual and governance frictions.
  • Tokenized equities could favor exchanges that partner with traditional market infrastructure, while competitive intensity among US exchanges may rise if regulatory barriers ease.
  • Stablecoin settlement is framed as rail migration where networks persist via fraud and orchestration, potentially shifting risk toward issuer and acquiring banks rather than disintermediating Visa and Mastercard.

What would confirm

  • Across or similar protocols publish finalized legal terms for DAO to US C corp conversion, including KYC and SPV mechanics, and execute token to equity exchange or fixed price redemption at scale.
  • More exchange announcements resembling Kraken style partnerships with registries or market infrastructure tied to tokenized equities, alongside commentary that partnership ecosystems are key distribution channels.
  • Visa and Mastercard report clearer stablecoin settlement products or metrics, and banks discuss operational or risk adjustments tied to stablecoin settlement flows.

What would kill

  • Across DAO conversion fails in a vote, faces legal or tax blockers, or triggers significant holder pushback that prevents practical implementation of token to equity mechanics.
  • Tokenized equities initiatives stall due to regulatory pushback, lack of partners, or poor distribution, weakening the partnership ecosystem thesis described.
  • Stablecoin settlement volumes or program traction disappoint, or incumbents do not translate announcements into measurable product usage, undermining the rail migration narrative.

Sources